Michael Smith

Chief Product Officer

Michael Smith, Chief Product Officer, Prodigy Finance


Michael has spent 20 years working in technology as a developer and product manager. He has worked for SwiftKey as their VP of Product, Google as a PM for ad networks, for Qualcomm as a Principal Engineer in asset tracking, government systems and satellite telephony, for Amazon to help launch Marketplace, for Yahoo as a PM for search, INQ Mobile as Head of Software Development to create a new OEM brand, and for IBM to create network firmware.

Currently, Michael leads Product and Design at Prodigy Finance, founded on the philosophy that funding shouldn’t be a barrier to education. Traditional banks don’t serve the needs of international borrowers: requiring collateral, co-signers, guarantors or documentation that students simply don’t have. Our innovative and borderless model assesses you on your potential, among other variables, not just your current circumstances and credit history. We work with alumni, impact investors, and other private qualified entities who invest in tomorrow’s leaders whilst earning a financial and social return.

Michael holds an MBA from UCLA, a Masters in CompSci from University of Arizona and an undergrad degree from Penn State. He is a very active participant in amateur dramatics in London and loves photography.



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